Will Baytown Habitat give me a house ?
Baytown Habitat for Humanity does not give away homes. However, if you meet the eligibility requirements and are accepted into our program, you may have the opportunity to become a Habitat Partner Family and purchase a home through an affordable mortgage. Our program focuses on partnership, helping families build strength, stability, and independence through homeownership.
What is the first step toward purchasing a new home ?
If you are interested in the Baytown Habitat program and have reviewed the requirements, the next step is to fill out the homeowner interest form found on the “becoming a habitat homeowner” page.
How are family partners selected ?
Prospective homeowners first complete a homeowner assessment. If eligibility is confirmed, an application will be provided. Applications are reviewed, and a home visit is scheduled. The Family Selection Committee then carefully evaluates all information and makes recommendations for selection.
* The selection of families who purchase Habitat homes is considered by the Family Selection Committee, using criteria that do not discriminate based on race, gender, ethnicity, age, handicap, religion, marital status, or because all or part of the applicant’s income is derived from public assistance programs.
Will Baytown Habitat run a credit check ?
YES. Applicants are asked to submit financial documents as part of the process. We verify income, review credit history, and evaluate whether our program is a good fit. While perfect credit is not required, we do need to ensure that applicants are able to make consistent monthly payments.
What is sweat equity ?
Sweat equity represents the time and effort future homeowners invest in place of a traditional down payment. Once approved, Partner Families contribute 500 hours of sweat equity, which may include helping with home construction, assisting in Habitat activities, or participating in homeowner education. Friends and family may also contribute a portion of the hours.
How long is the process ?
Ideally, home construction begins within a year from the time of approval, and completion of the home will vary depending on our overall construction schedule. Unfortunately, the construction process is complex, with many variables depending on funding sources and the building requirements, and this complexity makes it difficult to predict the length of time from the purchase of a property to the completion of the home(s).
What kinds of homes does Baytown Habitat for Humanity build ?
We build simple, durable, single-family homes, generally with three to four bedrooms and approximately 1,070–1,270 square feet, depending on household size and needs. Home design may vary based on funding, location, and family requirements. Homes can be built to ADA accessibility standards upon request.
What else is expected of family partners ?
Along with completing sweat equity and homeowner education classes, Partner Families are encouraged to be active participants in building a strong community. This may include sharing your experience, discussing the program, being featured in media, meeting neighbors, and engaging in community or homeowners’ association activities, and become a true partner to our program. Privacy is always respected.